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MOBILE APPLICATION DEVELOPMENT · February 17, 2026 · 4 min read

Mobile Application Development: CTO’s Pointer-by-Pointer Checklist

Short. Tactical. CTO-to-CTO suggestion. Use this when vetting any mobile application development partner for your company.

by Muazzam Shaikh Business Development
4 min read

Cost, TCO & timelines (INR)

  • Benchmarks:
    • MVP/basic: ₹3 - 10 lakh
    • Mid-complexity: ₹10 - 40 lakh
    • Enterprise/AI/FinTech: ₹40 lakh - ₹3+ crore
  • Insist on 3-year TCO: dev + infra (cloud + CDN) + SaaS + maintenance (15–20% p.a.) + expected scale costs (inference, push, CDN).
    Timelines: realistic first release 3-9 months, depending on integrations. Anything <8 weeks for a real app ≠ credible.

Architecture & stack (measured, not opinionated)

  • Demand a high-level architecture diagram, data flow, and a scalability test plan. Look for stateless backends, caching, and CDNs for assets.
  • Native vs cross-platform: require device benchmarks (cold start, 90th-pct frame times, memory) on your user devices. Use tech choice to meet KPIs, not trends.

Security, privacy & Indian compliance

  • Minimum: OWASP Mobile Top-10 mapped to your threat model + SAST/DAST in CI.
  • DPDP readiness: consent flows, data residency assumptions, deletion workflows. Call out the DPDP Act obligations explicitly in the contract.
  • Regulated apps: verify experience with RBI rules (KYC, PCI/UPI expectations) and any sectoral audits.
  • Require: recent pen-test report, SBOM for third-party libs, and SLA for CVE patching (critical ≤48h; high ≤7 days).

DevOps, CI/CD & release discipline

  • Ask for their pipeline: lint → unit → SAST → build → staging deploy → automated E2E → manual gate. Request sample CI YAML.
  • DORA metrics to ask for: Lead Time, Deployment Frequency, Change Failure Rate, MTTR. Good teams share targets/values.

Testing & QA

  • Device matrix includes low/mid/high Androids, and relevant iOS versions. Network simulation (3G/2G/packet loss) is mandatory.
  • Test pyramid target: unit:integration: E2E ≈ 70:20:10. Ask for historical flakiness % for E2E suites.
  • Release gating: automated smoke + critical path E2E must pass before prod.

Observability, SLOs & runbook

  • Require sample dashboards (crash, API p95/p99, business funnels). Ask: What are the SLA numbers they propose? (e.g., 99.5% core flow availability; API P95 <200ms).
  • Insist on alerting thresholds, on-call rotation, and documented runbooks with MTTR SLAs.

AI & data (if applicable)

  • For any generative/ML features, demand: per-1M inference cost estimates, data governance plan, and model fallback strategies. Consider on-device options to reduce recurring cloud costs.
  • Monitor model drift; include rollback and explainability plans.

People, continuity & delivery model

  • Get CVs for an architect, lead iOS/Android, QA lead, and PM. Require named resources + bench/backup plan.
  • Clarify engagement type: staff augmentation vs outcome-oriented product team. For CTOs, prefer a product-team model with clear ownership.

Contractual guardrails (must have)

  • Milestones with testable acceptance criteria, not demos.
  • 3-year TCO and cost-overrun rules.
  • IP & code escrow.
  • SLAs for security incidents, availability, and bug severity TTRs with penalties.
  • Right to audit security controls.

Quick vendor scorecard (use in RFP)

  • Architecture & scalability (0–5)
  • Security & compliance (0–5)
  • Observability & SLOs (0–5)
  • Process & delivery metrics (0–5)
  • Cost transparency (0–5)
  • ≥20/25 → pilot. <15 → don’t proceed.

How AaiNova helps

  • We run a CTO-level intake: map business KPIs → measurable tech KPIs (SLOs, costs).
  • Offer a 4-6 week vertical-slice pilot: architecture + demoable features + performance/security report + 3-yr TCO.
  • Build + operate option: mobile + cloud + AI under one SLA package (reduces vendor handoffs).
  • Over the last 8+ years, we’ve helped companies engineer their development processes, eliminate execution risk, and scale with confidence.
  • You can explore the complete list of our proven case studies here.

Success stories 

If you’re planning a mobile application development initiative and want clarity before committing budgets, architecture, or timelines, let’s talk.

We’ll review your idea, challenge assumptions, outline risks, and give you a clear technical direction.

👉 Talk to the AaiNova team: https://aainova.com/contact

Written by Muazzam Shaikh Business Development February 17, 2026

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